Once you know you're ready to make the commitment to buy a home or piece of property, you'll need to find out how much you can afford. The best way to get started is to talk with a lender. Click HERE for a list of local lenders who are familiar with intricacies specific to the peninsula. Lenders will look at items such as your debt-to-income ratio (DTI), your assets and your credit. Before you start your property search, get your pre-approval letter from your lender. This is an important step so your real estate agent can help you find homes or property within your budget. And speaking of real estate agents, it's important to find the right one for you. Your real estate agent is going to represent you and negotiate for you. They must understand your needs and be able to navigate you through the process including all that nitty gritty paperwork. After Al's 25 year career with the United States Air Force, we have adopted the following core values in our business: Integrity first, Service before self, and Excellence in all we do. We feel strongly that we will be able to serve your real estate needs with the skill and care that you deserve. With Team Mundy, we can help you find a home so you can love where you live.
